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finance2026-07-164 min read

Old vs New Tax Regime: Which Saves More Tax?

Compare old vs new income tax regimes in India. Learn about tax slab changes, standard deductions, and exemption rules to choose the best option.

Choosing between the Old and New Tax Regimes can be confusing. The old regime allows deductions (like 80C, 80D, and HRA) but has higher tax rates. The new regime offers lower rates but removes most exemptions.

Quick Comparison - Old Regime: Best if you make high investments (PPF, ELSS, Insurance) and pay home loan interest. - New Regime: Best if you want a simplified tax filing process without locking money in tax-saving schemes.

Estimate your net tax liability and choose the optimal regime using our Income Tax Calculator.