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career2026-07-164 min read
How to Calculate In-Hand Salary in India
Learn how to calculate your in-hand monthly salary from your gross CTC. Understand PF, Professional Tax, and Income Tax deductions in India.
Receiving a job offer with a high CTC but wondering what actually gets deposited into your bank account? Let's break down the take-home salary components.
Deduction Components in India - Provident Fund (PF): Typically 12% of basic salary. - Professional Tax (PT): A state tax ranging from ₹200 to ₹250 per month. - TDS (Tax Deducted at Source): Income tax deducted based on your tax regime.
Calculate your exact net salary using our Salary Calculator.